How to get a duplicate bike/two-wheeler insurance copy online?On July 13, 2022 by Albert Wilson
If you have a two-wheeler, you know the importance of a two-wheeler insurance policy quite well. And if you do not own a two-wheeler yet, you must buy one such policy while purchasing your bike. A two-wheeler insurance policy is a legal document in which the terms and conditions of the contract between the policyholder and the insurance company are mentioned. And as we talk about India, anybody who rides a two-wheeler must have a third-party insurance policy. If you do not have it and you get caught by the traffic police, you may get penalized. You also need to know that in case of an accident, if you want to make claim, you need to have relevant documents including a copy of your insurance policy.
Since it is one of the most significant documents for a two-wheeler owner or rider, keeping the policy documents safe is especially important. Therefore, you can make and keep a soft copy of your two-wheeler insurance policy documents. This way you will not have to be worried about wind, water, fire, and natural calamities since your policy documents will be safe when you have a soft copy of them. Many insurance providers these days are providing soft copies of two-wheeler policy documents to the policyholders. This makes it easier for the bike owners to carry the documents easily, no matter where they are going and under any kind of weather. You can even save the soft copy of your two-wheeler insurance policy on the website of your insurance provider or apps such as Digilocker.
What if you have misplaced your two-wheeler insurance policy documents?
In many cases, it has been seen that the bike riders or owners have lost or misplaced their two-wheeler insurance policy documents. In one such case, you can get a duplicate two-wheeler insurance copy. You can do it online or offline as per your choice. Let us discuss both options.
Getting a duplicate two-wheeler insurance copy online
If you had bought your bike insurance online, it will be much easier for you to find a duplicate copy of your two-wheeler insurance policy. You can follow the steps mentioned herein below:
- The foremost thing that you need to do is to visit the website of your insurance provider
- Now select the type of policy
- Now at this point, you have to enter the details of your policy which includes your policy number, and so on
- You have to verify your profile now, provided you have been asked
- Once the verification is completed, you have to click on view and then print or you can directly download your two-wheeler insurance policy.
You also must know that while you were buying a two-wheeler insurance policy online, you must have received a copy of your registered email address from your insurance provider. You can use this copy for regular commutation or even for making a claim.
Getting a duplicate two-wheeler insurance copy offline
In case it is difficult for you to get things done online, you can also get them offline. So, let us quickly see how you can get it offline. Here are some steps that need to be followed:
- Inform your insurance company
In case of misplacement of a two-wheeler insurance policy, you have to first inform your insurance provider at the earliest. Once you inform the insurance company, they can proceed with the process of issuance of a duplicate copy of your two-wheeler insurance policy. You can contact them through e-mail or give them a call on their toll-free number.
- Filing an FIR
Filing a First Information Report (FIR) should be the second step that you need to follow once you have lost your two-wheeler insurance policy. After you have filed an FIR, you have to send a copy of it to your insurance provider and an application.
- Signing an Indemnity Bond
You have to sign an Indemnity Bond on a non-judicial stamp paper. This is an important step in the offline process of getting duplicate two-wheeler insurance documents. You need to make sure that the bond contains your full name and the signature of two witnesses. You can submit it to an insurance company, as required.
- Advertising in the newspaper
You have to advertise the information of misplacement of your two-wheeler insurance policy documents in a local newspaper. A copy of the advertisement has to be submitted to the insurance company.
Once these steps are completed, the insurance company will proceed with issuing a duplicate two-wheeler insurance document to you. After the verification has been successfully done, you will receive your duplicated two-wheeler insurance copy documents.
As you can see, the process of getting a duplicate insurance policy online is more straightforward than getting it offline. If you want to buy a new two-wheeler insurance policy or renew your insurance, you can even take a look at the website of PayBima. The process is hassle-free, transparent, and does not take time at all.